{"id":8814,"date":"2018-11-07T09:51:27","date_gmt":"2018-11-07T09:51:27","guid":{"rendered":"https:\/\/www.legal-plus.eu\/every-company-claiming-credit-should-check-claims-for-repayment-on-the-inadmissibility-of-so-called-processing-fees-in-loan-agreements-with-companies\/"},"modified":"2025-09-13T11:41:10","modified_gmt":"2025-09-13T11:41:10","slug":"every-company-claiming-credit-should-check-claims-for-repayment-on-the-inadmissibility-of-so-called-processing-fees-in-loan-agreements-with-companies","status":"publish","type":"post","link":"https:\/\/www.legal-plus.eu\/en\/every-company-claiming-credit-should-check-claims-for-repayment-on-the-inadmissibility-of-so-called-processing-fees-in-loan-agreements-with-companies\/","title":{"rendered":"Every company claiming credit should check claims for repayment! &#8211; On the inadmissibility of so-called processing fees in loan agreements with companies."},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" 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data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-110d18d4 elementor-widget elementor-widget-heading\" data-id=\"110d18d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\">LEGAL+ NEWS<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-74ae4eb2 elementor-section-content-middle elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"74ae4eb2\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;zoomIn&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7fabe2d4\" data-id=\"7fabe2d4\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6d5456b6 elementor-widget elementor-widget-heading\" data-id=\"6d5456b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-large\">Every company claiming credit should check claims for repayment in good time before the end of the year due to the impending statute of limitations! - On the inadmissibility of so-called processing fees in loan agreements with companies. <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cebf7f6 elementor-widget elementor-widget-text-editor\" data-id=\"5cebf7f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1> <\/h1><p>According to recent rulings by the Federal Court of Justice (judgments of 4 July 2017, case no. <a href=\"https:\/\/dejure.org\/dienste\/vernetzung\/rechtsprechung?Text=XI%20ZR%20562\/15\" title=\"BGH, 04.07.2017 - XI ZR 562\/15: Zur Zul&auml;ssigkeit formularm&auml;&szlig;ig vereinbarter Bearbeitungsentgelt...\">XI ZR 562\/15<\/a> and case no. <a href=\"https:\/\/dejure.org\/dienste\/vernetzung\/rechtsprechung?Text=XI%20ZR%20233\/16\" title=\"XI ZR 233\/16 (3 zugeordnete Entscheidungen)\">XI ZR 233\/16<\/a>), processing fees that have been customary for a long time are also inadmissible for loans to companies and thus corresponding agreements in loan agreements &#8211; even in the case of overdraft facilities &#8211; are invalid. Consequence: <\/p><p>The companies concerned may therefore be able to reclaim the fees paid from their banks within the applicable limitation periods. With the end of the year approaching and the impending statute of limitations for claims arising from 2015, the key findings of the BGH are recalled as follows: <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2c9aa6f6 elementor-hidden-phone\" data-id=\"2c9aa6f6\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ee0569d elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"ee0569d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;animation&quot;:&quot;zoomIn&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4f03fb94\" data-id=\"4f03fb94\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-57396fab elementor-widget elementor-widget-image\" data-id=\"57396fab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1030\" height=\"515\" src=\"https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2021\/12\/bank-sign-on-marble-background-3d-illustration-1030x515.jpg\" class=\"attachment-large size-large wp-image-6063\" alt=\"Bank sign on marble background. 3d illustration\" srcset=\"https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2021\/12\/bank-sign-on-marble-background-3d-illustration-1030x515.jpg 1030w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2021\/12\/bank-sign-on-marble-background-3d-illustration-300x150.jpg 300w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2021\/12\/bank-sign-on-marble-background-3d-illustration-768x384.jpg 768w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2021\/12\/bank-sign-on-marble-background-3d-illustration-1536x768.jpg 1536w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2021\/12\/bank-sign-on-marble-background-3d-illustration-1500x750.jpg 1500w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2021\/12\/bank-sign-on-marble-background-3d-illustration-705x353.jpg 705w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2021\/12\/bank-sign-on-marble-background-3d-illustration.jpg 2000w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-240e8494\" data-id=\"240e8494\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1dfc753 elementor-widget elementor-widget-text-editor\" data-id=\"1dfc753\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1> <\/h1><h2><strong>The guiding principles<\/strong><\/h2><p>The guiding principles of the BGH are as follows:<\/p><blockquote><p><em>1. the formal clause contained in loan documents of a credit institution for the conclusion of loan agreements with entrepreneurs<\/em><\/p><p><em>&#8220;Processing fee for conclusion of contract \u20ac10,000&#8221;<\/em><\/p><p><em> <\/em><em>is subject to judicial review of content pursuant to Section 307 (3) sentence 1 BGB and is invalid pursuant to Section 307 (1) sentence 1, (2) no. 1 BGB.    <\/em><\/p><p><em>2 The knowledge-dependent limitation period of Section 199 (1) BGB for claims for repayment due to ineffective formally agreed processing fees also began to run at the end of 2011 for loan agreements with entrepreneurs in accordance with Section 488 BGB (continuation of Sen.Urt. v. 28.10.2014 &#8211; <a href=\"https:\/\/dejure.org\/dienste\/vernetzung\/rechtsprechung?Text=XI%20ZR%20348\/13\" title=\"BGH, 28.10.2014 - XI ZR 348\/13: Verj&auml;hrungsbeginn f&uuml;r R&uuml;ckforderungsanspr&uuml;che von Kreditnehmern...\">XI ZR 348\/13<\/a>, <a href=\"https:\/\/dejure.org\/dienste\/vernetzung\/rechtsprechung?Text=BGHZ%20203,%20115\" title=\"BGH, 28.10.2014 - XI ZR 348\/13: Verj&auml;hrungsbeginn f&uuml;r R&uuml;ckforderungsanspr&uuml;che von Kreditnehmern...\">BGHZ 203, 115<\/a> RdNr. 44 ff.). <\/em><\/p><\/blockquote><h2><strong>Processing fee = ancillary price agreement<\/strong><\/h2><p>In the proceedings decided by the BGH, the borrowers were each entrepreneurs within the meaning of Section 14 BGB. The loan agreements concluded with the respective banks contained standard form clauses according to which the borrower had to pay a <strong>&#8220;processing fee&#8221;<\/strong> or a<strong>&#8220;handling fee<\/strong>&#8221; irrespective of the term of the loan. The subject of the lawsuits is the repayment of this fee because, in the opinion of the plaintiffs, the clauses in question are invalid.  <\/p><p>In its reasoning, the BGH clarified that the challenged clauses are so-called ancillary price agreements, which are subject to content control in accordance with Section 307 BGB.<\/p><h2><strong>Unreasonable disadvantage<\/strong><\/h2><p>The BGH considered these ancillary agreements to be an unreasonable disadvantage to the contractual partner.<\/p><p>Such term-independent processing fees are not compatible with the essential basic ideas of the statutory provision, which is why, in accordance with Section 307 (2) No. 1 BGB, an unreasonable disadvantage to the contractual partner can be assumed in case of doubt. <\/p><h2><strong>Tax advantages no justification<\/strong><\/h2><p>In the cases to be decided, the BGH was unable to identify any reasons for a deviation from this legal presumption. In particular, the reasonableness could not be justified by any resulting tax advantages for the company concerned. Only those advantages that were originally granted by the user of the clause (in this case the bank) could be taken into account, as was not the case in the decided cases. The Federal Court of Justice (BGH) stated in this regard &#8211; summarized by me:   <\/p><blockquote><p><em>&#8220;(&#8230;) It is recognized that a deviation from the dispositive statutory law which is disadvantageous to the contractual partner can be compensated for by granting other legal advantages (Sen.Urt. v. 23.4.1991 &#8211; <a href=\"https:\/\/dejure.org\/dienste\/vernetzung\/rechtsprechung?Text=XI%20ZR%20128\/90\" title=\"BGH, 23.04.1991 - XI ZR 128\/90: Formularm&auml;&szlig;ige Abw&auml;lzung des Mi&szlig;brauchsrisikos einer Kundenkred...\">XI ZR 128\/90<\/a>, <a href=\"https:\/\/dejure.org\/dienste\/vernetzung\/rechtsprechung?Text=BGHZ%20114,%20238\" title=\"BGH, 23.04.1991 - XI ZR 128\/90: Formularm&auml;&szlig;ige Abw&auml;lzung des Mi&szlig;brauchsrisikos einer Kundenkred...\">BGHZ 114, 238<\/a>, 242 f. and 246). However, the imbalance in the content of a clause that unilaterally favors the user can only be compensated for by advantages for its contractual partner that are granted to it by the user of the clause (see also Sen.Urt. v. 21.4.2015 &#8211; <a href=\"https:\/\/dejure.org\/dienste\/vernetzung\/rechtsprechung?Text=XI%20ZR%20200\/14\" title=\"BGH, 21.04.2015 - XI ZR 200\/14: Allgemeine Gesch&auml;ftsbedingungen: Wirksamkeit der Verl&auml;ngerung d...\">XI ZR 200\/14<\/a>, <a href=\"https:\/\/dejure.org\/dienste\/vernetzung\/rechtsprechung?Text=WM%202015,%201232\" title=\"BGH, 21.04.2015 - XI ZR 200\/14: Allgemeine Gesch&auml;ftsbedingungen: Wirksamkeit der Verl&auml;ngerung d...\">WM 2015, 1232<\/a> RdNr. 18). It is therefore irrelevant whether individual traders can succeed in passing on the financial disadvantages they suffer as a result of the challenged clause to their customers through over-obligatory efforts.   (&#8230;)<\/em><\/p><p><em>For the same reason, the appropriateness of a term-independent processing fee cannot be justified by any resulting tax advantages on the part of the entrepreneurial borrower &#8211; combined with a lower contractual interest rate&#8230;.<\/em><\/p><p><em>(2) Irrespective of this, an inappropriate disadvantage to customers due to fees agreed in general terms and conditions is not offset by a lower interest rate within the scope of the content review pursuant to Section 307 BGB simply because individual customers are able to immediately deduct a larger part of the processing fee incurred for tax purposes (&#8230;).<\/em><\/p><\/blockquote><h2><strong>No justifiable commercial practice<\/strong><\/h2><p>Furthermore, it is also not apparent that such fees appear to be justified if reasonable consideration is given to the customs and practices applicable in commercial transactions (Section 310 (1) sentence 2 half-sentence 2 BGB). In any case, in the cases to be decided, the banks were unable to prove a corresponding commercial practice. <\/p><h2><strong>Finally: Entrepreneurs are also worthy of protection<\/strong><\/h2><p>According to the BGH, the protective purpose of Section 307 BGB, which is to limit the use of unilateral drafting power, also applies in favor of an informed and experienced entrepreneur. The fact that an entrepreneur can better estimate an overall burden resulting from various fee components is not suitable to prove the appropriateness of such clauses when used against entrepreneurs. The review of the content of general terms and conditions is generally intended to protect against clauses in which the dispositive statutory law aimed at a mutual balance of interests is overridden by the <strong>unilateral power of<\/strong> the user of the clause. The BGH was &#8211; in my opinion rightly &#8211; not able to recognize any indications that credit institutions could not claim such <strong>unilateral creative power<\/strong> vis-\u00e0-vis entrepreneurs. In my opinion, the BGH correctly stated:    <\/p><blockquote><p><em>&#8220;(&#8230;) There is also no indication that credit institutions could not claim such unilateral power to shape the contract in relation to entrepreneurs &#8211; unlike in relation to consumers &#8211; as the situational inferiority of entrepreneurs is generally lower than that of consumers. On the contrary, the economic situation of entrepreneurs, whose business success depends on the granting of a loan, may well show a higher degree of dependence on the credit institution than is the case with consumers who apply for a real estate loan for the purpose of building their own home or even just for a consumer loan (&#8230;).&#8221; <\/em><\/p><\/blockquote><h2> <\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-838753c elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"838753c\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;animation&quot;:&quot;zoomIn&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-70c17cd\" data-id=\"70c17cd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8a83431 elementor-widget elementor-widget-text-editor\" data-id=\"8a83431\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1><strong>Conclusion:  <\/strong><\/h1><p>Every entrepreneur who claims loans should check their loan agreements against the above case law and, if necessary, assert claims for repayment. In view of the impending statute of limitations for claims from 2015, haste is required. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b6ef402\" data-id=\"b6ef402\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1335d46 elementor-widget elementor-widget-image\" data-id=\"1335d46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1030\" height=\"686\" src=\"https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2021\/12\/checking-on-their-investments-1030x686.jpg\" class=\"attachment-large size-large wp-image-6064\" alt=\"Checking on their investments\" srcset=\"https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2021\/12\/checking-on-their-investments-1030x686.jpg 1030w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2021\/12\/checking-on-their-investments-300x200.jpg 300w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2021\/12\/checking-on-their-investments-768x512.jpg 768w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2021\/12\/checking-on-their-investments-1536x1024.jpg 1536w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2021\/12\/checking-on-their-investments-1500x1000.jpg 1500w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2021\/12\/checking-on-their-investments-705x470.jpg 705w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2021\/12\/checking-on-their-investments.jpg 2000w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" 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data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\">LATEST ARTICLES<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3771d136 ignore-toc elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default\" data-id=\"3771d136\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6352050\" data-id=\"6352050\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div 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status-publish format-standard has-post-thumbnail hentry category-nicht-kategorisiert\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.legal-plus.eu\/en\/up-to-e10000-before-the-local-court-why-it-goes-wrong\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1030\" height=\"685\" src=\"https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2025\/09\/wooden-judges-gavel-on-table-in-a-courtroom-or-enforcement-office--1030x685.png\" class=\"attachment-large size-large wp-image-8573\" alt=\"\" srcset=\"https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2025\/09\/wooden-judges-gavel-on-table-in-a-courtroom-or-enforcement-office--1030x685.png 1030w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2025\/09\/wooden-judges-gavel-on-table-in-a-courtroom-or-enforcement-office--300x200.png 300w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2025\/09\/wooden-judges-gavel-on-table-in-a-courtroom-or-enforcement-office--768x511.png 768w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2025\/09\/wooden-judges-gavel-on-table-in-a-courtroom-or-enforcement-office--1536x1022.png 1536w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2025\/09\/wooden-judges-gavel-on-table-in-a-courtroom-or-enforcement-office--1500x998.png 1500w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2025\/09\/wooden-judges-gavel-on-table-in-a-courtroom-or-enforcement-office--705x469.png 705w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2025\/09\/wooden-judges-gavel-on-table-in-a-courtroom-or-enforcement-office-.png 2000w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__badge\">Nicht kategorisiert<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h2 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.legal-plus.eu\/en\/up-to-e10000-before-the-local-court-why-it-goes-wrong\/\" >\n\t\t\t\tUp to \u20ac10,000 before the local court: why it goes wrong\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Up to \u20ac10,000 in the local court &#8211; a mistake with an announcement. The planned reform of the amount in dispute will shift masses of proceedings from the regional courts to the local courts. Sounds like a relief &#8211; but will have the opposite effect.  <\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.legal-plus.eu\/en\/up-to-e10000-before-the-local-court-why-it-goes-wrong\/\" aria-label=\"Read more about Up to \u20ac10,000 before the local court: why it goes wrong\" tabindex=\"-1\" >\n\t\t\tRead more \"\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tSeptember 10, 2025\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-8559 post type-post status-publish format-standard has-post-thumbnail hentry category-contract-law\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.legal-plus.eu\/en\/contract-law-stuttgart-21-and-the-speech-clause-a-lesson-in-clear-contract-drafting\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1030\" height=\"687\" src=\"https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2025\/08\/social_sprechklausel_legalplus_teaser-1-1030x687.png\" class=\"attachment-large size-large wp-image-8566\" alt=\"Vertragsrecht Stuttgart 21 \u2013 Sprechklausel Urteil\" srcset=\"https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2025\/08\/social_sprechklausel_legalplus_teaser-1-1030x687.png 1030w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2025\/08\/social_sprechklausel_legalplus_teaser-1-300x200.png 300w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2025\/08\/social_sprechklausel_legalplus_teaser-1-768x512.png 768w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2025\/08\/social_sprechklausel_legalplus_teaser-1-705x470.png 705w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2025\/08\/social_sprechklausel_legalplus_teaser-1.png 1080w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__badge\">Contract Law<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h2 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.legal-plus.eu\/en\/contract-law-stuttgart-21-and-the-speech-clause-a-lesson-in-clear-contract-drafting\/\" >\n\t\t\t\tContract law: Stuttgart 21 and the speech clause &#8211; a lesson in clear contract drafting\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Sometimes a single sentence decides billions. This is exactly what happened with the Stuttgart 21 project. At the center of the legal dispute was a short contractual provision &#8211; the so-called &#8220;speech clause&#8221;.    <\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.legal-plus.eu\/en\/contract-law-stuttgart-21-and-the-speech-clause-a-lesson-in-clear-contract-drafting\/\" aria-label=\"Read more about Contract law: Stuttgart 21 and the speech clause &#8211; a lesson in clear contract drafting\" tabindex=\"-1\" >\n\t\t\tRead more \"\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tAugust 8, 2025\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-8577 post type-post status-publish format-standard has-post-thumbnail hentry category-commercial-law category-contract-law category-international-procedural-law category-nicht-kategorisiert\" role=\"listitem\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.legal-plus.eu\/en\/breach-of-an-international-jurisdiction-agreement-can-result-in-liability-for-damages-on-the-ruling-of-the-bgh-from-17-10-2019-ref-iii-zr-42-19\/\" tabindex=\"-1\" ><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1030\" height=\"579\" src=\"https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2023\/07\/judge-s-gavel-symbol-for-jurisdiction-law-concept-a-wooden-judges-gavel-on-table-in-a-courtroom-1030x579.jpg\" class=\"attachment-large size-large wp-image-8578\" alt=\"Judge&#039;s gavel. Symbol for jurisdiction. Law concept a wooden judges gavel on table in a courtroom\" srcset=\"https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2023\/07\/judge-s-gavel-symbol-for-jurisdiction-law-concept-a-wooden-judges-gavel-on-table-in-a-courtroom-1030x579.jpg 1030w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2023\/07\/judge-s-gavel-symbol-for-jurisdiction-law-concept-a-wooden-judges-gavel-on-table-in-a-courtroom-300x169.jpg 300w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2023\/07\/judge-s-gavel-symbol-for-jurisdiction-law-concept-a-wooden-judges-gavel-on-table-in-a-courtroom-768x432.jpg 768w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2023\/07\/judge-s-gavel-symbol-for-jurisdiction-law-concept-a-wooden-judges-gavel-on-table-in-a-courtroom-1536x864.jpg 1536w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2023\/07\/judge-s-gavel-symbol-for-jurisdiction-law-concept-a-wooden-judges-gavel-on-table-in-a-courtroom-1500x844.jpg 1500w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2023\/07\/judge-s-gavel-symbol-for-jurisdiction-law-concept-a-wooden-judges-gavel-on-table-in-a-courtroom-705x397.jpg 705w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2023\/07\/judge-s-gavel-symbol-for-jurisdiction-law-concept-a-wooden-judges-gavel-on-table-in-a-courtroom.jpg 2000w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__badge\">Commercial law<\/div>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h2 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.legal-plus.eu\/en\/breach-of-an-international-jurisdiction-agreement-can-result-in-liability-for-damages-on-the-ruling-of-the-bgh-from-17-10-2019-ref-iii-zr-42-19\/\" >\n\t\t\t\tBreach of an international jurisdiction agreement can result in liability for damages! &#8211; On the ruling of the BGH from 17.10.2019 (Ref. III ZR 42\/19)\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>International agreements on jurisdiction, especially if they are to have exclusive validity, generally have the purpose of protecting the party benefiting from the agreement from the often very considerable costs of a legal dispute in a foreign country.<\/p>\n<p>Unfortunately, however, it is not uncommon for the other contracting party to suddenly no longer want to know about the jurisdiction agreement in the event of a dispute. The background to such a dishonest approach is &#8211; obviously &#8211; not least the potential for blackmail associated with such an approach. This is because the party that finds itself &#8211; in breach of the jurisdiction agreement &#8211; exposed to a foreign lawsuit is regularly forced to take action abroad through lawyers in order to avoid legal disadvantages. This in turn is often very expensive, with the USA being the most prominent example.     <\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.legal-plus.eu\/en\/breach-of-an-international-jurisdiction-agreement-can-result-in-liability-for-damages-on-the-ruling-of-the-bgh-from-17-10-2019-ref-iii-zr-42-19\/\" aria-label=\"Read more about Breach of an international jurisdiction agreement can result in liability for damages! &#8211; On the ruling of the BGH from 17.10.2019 (Ref. III ZR 42\/19)\" tabindex=\"-1\" >\n\t\t\tRead more \"\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\tSeptember 4, 2024\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t<div class=\"e-load-more-anchor\" data-page=\"1\" data-max-page=\"26\" data-next-page=\"https:\/\/www.legal-plus.eu\/en\/wp-json\/wp\/v2\/posts\/8814\/page\/2\/\"><\/div>\n\t\t\t\t<nav class=\"elementor-pagination\" aria-label=\"Pagination\">\n\t\t\t<span aria-current=\"page\" class=\"page-numbers current\"><span class=\"elementor-screen-only\">Page<\/span>1<\/span>\n<a class=\"page-numbers\" href=\"https:\/\/www.legal-plus.eu\/en\/wp-json\/wp\/v2\/posts\/8814\/page\/2\/\"><span class=\"elementor-screen-only\">Page<\/span>2<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/www.legal-plus.eu\/en\/wp-json\/wp\/v2\/posts\/8814\/page\/3\/\"><span class=\"elementor-screen-only\">Page<\/span>3<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/www.legal-plus.eu\/en\/wp-json\/wp\/v2\/posts\/8814\/page\/4\/\"><span class=\"elementor-screen-only\">Page<\/span>4<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/www.legal-plus.eu\/en\/wp-json\/wp\/v2\/posts\/8814\/page\/5\/\"><span class=\"elementor-screen-only\">Page<\/span>5<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/www.legal-plus.eu\/en\/wp-json\/wp\/v2\/posts\/8814\/page\/6\/\"><span class=\"elementor-screen-only\">Page<\/span>6<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/www.legal-plus.eu\/en\/wp-json\/wp\/v2\/posts\/8814\/page\/7\/\"><span class=\"elementor-screen-only\">Page<\/span>7<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/www.legal-plus.eu\/en\/wp-json\/wp\/v2\/posts\/8814\/page\/8\/\"><span class=\"elementor-screen-only\">Page<\/span>8<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/www.legal-plus.eu\/en\/wp-json\/wp\/v2\/posts\/8814\/page\/9\/\"><span class=\"elementor-screen-only\">Page<\/span>9<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/www.legal-plus.eu\/en\/wp-json\/wp\/v2\/posts\/8814\/page\/10\/\"><span class=\"elementor-screen-only\">Page<\/span>10<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/www.legal-plus.eu\/en\/wp-json\/wp\/v2\/posts\/8814\/page\/11\/\"><span class=\"elementor-screen-only\">Page<\/span>11<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/www.legal-plus.eu\/en\/wp-json\/wp\/v2\/posts\/8814\/page\/12\/\"><span class=\"elementor-screen-only\">Page<\/span>12<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/www.legal-plus.eu\/en\/wp-json\/wp\/v2\/posts\/8814\/page\/13\/\"><span class=\"elementor-screen-only\">Page<\/span>13<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/www.legal-plus.eu\/en\/wp-json\/wp\/v2\/posts\/8814\/page\/14\/\"><span class=\"elementor-screen-only\">Page<\/span>14<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/www.legal-plus.eu\/en\/wp-json\/wp\/v2\/posts\/8814\/page\/15\/\"><span class=\"elementor-screen-only\">Page<\/span>15<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/www.legal-plus.eu\/en\/wp-json\/wp\/v2\/posts\/8814\/page\/16\/\"><span class=\"elementor-screen-only\">Page<\/span>16<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/www.legal-plus.eu\/en\/wp-json\/wp\/v2\/posts\/8814\/page\/17\/\"><span class=\"elementor-screen-only\">Page<\/span>17<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/www.legal-plus.eu\/en\/wp-json\/wp\/v2\/posts\/8814\/page\/18\/\"><span class=\"elementor-screen-only\">Page<\/span>18<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/www.legal-plus.eu\/en\/wp-json\/wp\/v2\/posts\/8814\/page\/19\/\"><span class=\"elementor-screen-only\">Page<\/span>19<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/www.legal-plus.eu\/en\/wp-json\/wp\/v2\/posts\/8814\/page\/20\/\"><span class=\"elementor-screen-only\">Page<\/span>20<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/www.legal-plus.eu\/en\/wp-json\/wp\/v2\/posts\/8814\/page\/21\/\"><span class=\"elementor-screen-only\">Page<\/span>21<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/www.legal-plus.eu\/en\/wp-json\/wp\/v2\/posts\/8814\/page\/22\/\"><span class=\"elementor-screen-only\">Page<\/span>22<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/www.legal-plus.eu\/en\/wp-json\/wp\/v2\/posts\/8814\/page\/23\/\"><span class=\"elementor-screen-only\">Page<\/span>23<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/www.legal-plus.eu\/en\/wp-json\/wp\/v2\/posts\/8814\/page\/24\/\"><span class=\"elementor-screen-only\">Page<\/span>24<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/www.legal-plus.eu\/en\/wp-json\/wp\/v2\/posts\/8814\/page\/25\/\"><span class=\"elementor-screen-only\">Page<\/span>25<\/a>\n<a class=\"page-numbers\" href=\"https:\/\/www.legal-plus.eu\/en\/wp-json\/wp\/v2\/posts\/8814\/page\/26\/\"><span class=\"elementor-screen-only\">Page<\/span>26<\/a>\t\t<\/nav>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3e56fe4c elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default\" data-id=\"3e56fe4c\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-456c4bdf\" data-id=\"456c4bdf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-44ba3824 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"44ba3824\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3c477d3f elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default\" data-id=\"3c477d3f\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-36defd32\" data-id=\"36defd32\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6f81365b elementor-widget elementor-widget-menu-anchor\" data-id=\"6f81365b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"Kontakt\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-157fd5b elementor-widget elementor-widget-heading\" data-id=\"157fd5b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\">CONTACT<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-52a970f9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"52a970f9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-699dffa4\" data-id=\"699dffa4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3a854d6b elementor-widget elementor-widget-image\" data-id=\"3a854d6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1030\" height=\"1030\" src=\"https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2019\/10\/Ihr-Kontakt-zum-Hamburger-Anwalt-f\u00fcr-Vertragsrecht-2-1030x1030.jpg\" class=\"attachment-large size-large wp-image-8410\" alt=\"LEGAL+\" srcset=\"https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2019\/10\/Ihr-Kontakt-zum-Hamburger-Anwalt-f\u00fcr-Vertragsrecht-2-1030x1030.jpg 1030w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2019\/10\/Ihr-Kontakt-zum-Hamburger-Anwalt-f\u00fcr-Vertragsrecht-2-80x80.jpg 80w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2019\/10\/Ihr-Kontakt-zum-Hamburger-Anwalt-f\u00fcr-Vertragsrecht-2-300x300.jpg 300w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2019\/10\/Ihr-Kontakt-zum-Hamburger-Anwalt-f\u00fcr-Vertragsrecht-2-768x768.jpg 768w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2019\/10\/Ihr-Kontakt-zum-Hamburger-Anwalt-f\u00fcr-Vertragsrecht-2-36x36.jpg 36w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2019\/10\/Ihr-Kontakt-zum-Hamburger-Anwalt-f\u00fcr-Vertragsrecht-2-180x180.jpg 180w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2019\/10\/Ihr-Kontakt-zum-Hamburger-Anwalt-f\u00fcr-Vertragsrecht-2-705x705.jpg 705w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2019\/10\/Ihr-Kontakt-zum-Hamburger-Anwalt-f\u00fcr-Vertragsrecht-2-120x120.jpg 120w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2019\/10\/Ihr-Kontakt-zum-Hamburger-Anwalt-f\u00fcr-Vertragsrecht-2-450x450.jpg 450w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2019\/10\/Ihr-Kontakt-zum-Hamburger-Anwalt-f\u00fcr-Vertragsrecht-2.jpg 1151w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-583aca59\" data-id=\"583aca59\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-47b250d7 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"47b250d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-home\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t+49 (40)  57199 74 80\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-5ce2456d\" data-id=\"5ce2456d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1c27d109 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"1c27d109\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-mobile-alt\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t+49 (170) 1203  74 0\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-198634d4\" data-id=\"198634d4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2c586fd4 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"2c586fd4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-phone\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tNeuer Wall 61 D-20354 Hamburg\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-4d1d23ff\" data-id=\"4d1d23ff\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7acc6a1a elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"7acc6a1a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-envelope\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tkontakt@legal-plus.eu\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-12dfda46 elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default\" data-id=\"12dfda46\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1faea0b5\" data-id=\"1faea0b5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-38aedf64 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"38aedf64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4def2590 elementor-section-content-middle elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default\" data-id=\"4def2590\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5242db55\" data-id=\"5242db55\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-115559a elementor-widget elementor-widget-heading\" data-id=\"115559a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Benefit from my active network!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13a91e0b elementor-widget elementor-widget-text-editor\" data-id=\"13a91e0b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\">I look forward to our networking.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7511e118 elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default\" data-id=\"7511e118\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1fe35dd9\" data-id=\"1fe35dd9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6be39650 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"6be39650\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"https:\/\/www.xing.com\/profile\/Daniel_MeierGreve\" target=\"_blank\">\n\t\t\t<i aria-hidden=\"true\" class=\"fab fa-xing\"><\/i>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-43588e19\" data-id=\"43588e19\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bf0e7ba elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"bf0e7ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"https:\/\/www.linkedin.com\/in\/daniel-meier-greve-32326380\/\" target=\"_blank\">\n\t\t\t<i aria-hidden=\"true\" class=\"fab fa-linkedin\"><\/i>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-126f1e38 elementor-section-content-middle elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default\" data-id=\"126f1e38\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1775b5a0\" data-id=\"1775b5a0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-57b969ff elementor-widget elementor-widget-heading\" data-id=\"57b969ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Copyright  2026  \u00a9 All rights reserved.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5a42b726 elementor-section-full_width elementor-section-height-min-height elementor-section-items-stretch elementor-section-stretched elementor-section-height-default\" data-id=\"5a42b726\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-4ee438d\" data-id=\"4ee438d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4195b82e elementor-section-height-min-height elementor-section-boxed elementor-section-height-default\" data-id=\"4195b82e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-149f0550\" data-id=\"149f0550\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6606118 elementor-widget elementor-widget-heading\" data-id=\"6606118\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.legal-plus.eu\/impressum\/\">Imprint<\/a><\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-67231350\" data-id=\"67231350\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6cfce8bc elementor-section-height-min-height elementor-section-boxed elementor-section-height-default\" data-id=\"6cfce8bc\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-2fb7cee0\" data-id=\"2fb7cee0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3f37c616 elementor-widget elementor-widget-heading\" data-id=\"3f37c616\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.legal-plus.eu\/datenschutzerklaerung\/\">Data protection<\/a><\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-23f93b96\" data-id=\"23f93b96\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-704d24a7 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default\" data-id=\"704d24a7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-136890c0\" data-id=\"136890c0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-610f3495 elementor-widget elementor-widget-image\" data-id=\"610f3495\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"80\" height=\"80\" src=\"https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2019\/10\/cropped-LegalPlus-icon-80x80.jpg\" class=\"attachment-thumbnail size-thumbnail wp-image-8406\" alt=\"LEGAL+\" srcset=\"https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2019\/10\/cropped-LegalPlus-icon-80x80.jpg 80w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2019\/10\/cropped-LegalPlus-icon-300x300.jpg 300w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2019\/10\/cropped-LegalPlus-icon-36x36.jpg 36w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2019\/10\/cropped-LegalPlus-icon-180x180.jpg 180w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2019\/10\/cropped-LegalPlus-icon-120x120.jpg 120w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2019\/10\/cropped-LegalPlus-icon-450x450.jpg 450w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2019\/10\/cropped-LegalPlus-icon-270x270.jpg 270w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2019\/10\/cropped-LegalPlus-icon-192x192.jpg 192w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2019\/10\/cropped-LegalPlus-icon-32x32.jpg 32w, https:\/\/www.legal-plus.eu\/wp-content\/uploads\/2019\/10\/cropped-LegalPlus-icon.jpg 512w\" sizes=\"(max-width: 80px) 100vw, 80px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>According to recent rulings by the Federal Court of Justice (judgments of 4 July 2017, case no. XI ZR 562\/15 and case no. XI ZR 233\/16), processing fees that have been customary for a long time are also inadmissible for loans to companies and thus corresponding agreements in loan agreements &#8211; even in the case of overdraft facilities &#8211; are invalid.<\/p>\n","protected":false},"author":2,"featured_media":8815,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[127,126,36],"tags":[],"class_list":["post-8814","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-commercial-law","category-liability-law","category-nicht-kategorisiert"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.7 (Yoast SEO v27.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Every company claiming credit should check claims for repayment! - On the inadmissibility of so-called processing fees in loan agreements with companies. - Prozesskanzlei | LEGAL+<\/title>\n<meta name=\"description\" content=\"Processing fees for loans to companies are not permitted and therefore corresponding agreements in loan agreements are invalid.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.legal-plus.eu\/en\/every-company-claiming-credit-should-check-claims-for-repayment-on-the-inadmissibility-of-so-called-processing-fees-in-loan-agreements-with-companies\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Every company claiming credit should check claims for repayment! 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